Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Alliant Insurance Services, Inc HealthStop-loss | HealthStop-loss | Pro |
Broker: Associated Agencies, Inc LifeOtherLTD | LifeOtherLTD | Pro |
Broker: Alliant Insurance Services Ince DentalOther | DentalOther | Pro |
Broker: Alliant Employee Benefits Vision | Vision | Pro |
Broker: Alliant Insurance Services, Inc Life | Life | Pro |
See premium, retention and renewal dates for 7 contracts with Pro.
Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, no card. Then $49 a month. Cancel any time.
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,116 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,116 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,192 | $12.4M |
| Dental | GUARDIAN | 1,013 | $174K |
| Vision | EYEMED | 867 | $90K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,116 | $137K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $43K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD | 1,192 | $12.4M |
| Other(2 contracts, 2 carriers) | GUARDIAN | 1,013 | $268K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.