| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KATTE L HANNER3 Filed as: KATTE HANNER | 6378 DEERSTAND ROAD GREENWOOD, IN 46143 | AFLAC | $6K | $620 | $7K | 8.94% |
| PHYLLIS A BEX3 Filed as: PHYLLIS BEX | 118 STONEYBROOK DRIVE GREENWOOD, IN 46142 | AFLAC | $2K | $0 | $2K | 3.04% |
| PAIGE BATALIS3 | 1813 CRYSTAL BAY EAST DRIVE PLAINFIELD, IN 46168 | AFLAC | $2K | $142 | $2K | 2.65% |
| MJ INSURANCE3 Filed as: ASHLEY SHAW AND VARIOUS AGENTS | 603 EAST WASHINGTON STREET SUITE 100 INDIANAPOLIS, IN 46204 | AFLAC | $2K | $37 | $2K | 2.47% |
| RICK MCPHERSON3 | 6352 MARBURN DRIVE INDIANAPOLIS, IN 46227 | AFLAC | $1K | $136 | $1K | 2.00% |
| KITTE L ALLEN3 Filed as: KITTE ALLEN | 8180 RONDA DRIVE NORTH CHARLESTON, SC 29406 | AFLAC | $907 | $0 | $907 | 1.21% |
| CANDACE Y HILDEBRAN3 Filed as: CANDACE HILDEBRAN | 864 HEATHERWOOD DRIVE GREENWOOD, IN 46143 | AFLAC | $659 | $0 | $659 | 0.88% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC. | 1750 SCOTTSVILLE ROAD, SUITE 4 BOWLING GREEN, KY 42104 | HCC LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP, LLC | 18700 NORTH HAYDEN ROAD, SUITE 405 SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $0 | $660 | $660 | 4.22% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC. | 1750 SCOTTSVILLE ROAD, SUITE 4 BOWLING GREEN, KY 42104 | HARTFORD LIFE AND ACCIDENT | $758 | $0 | $758 | 16.40% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC. | PO BOX 1779 BOWLING GREEN, KY 42102 | HARTFORD LIFE AND ACCIDENT | $0 | $201 | $201 | 4.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | AFLAC | 71 | $77K |
| Vision | AFLAC | 71 | $75K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 107 | $79K |
| Short-term disability | AFLAC | 71 | $75K |
| Other(3 contracts, 3 carriers) | AFLAC | 107 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 107 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.