See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UBS FINANCIAL SERVICES, INC EIN 13-2638166 INVESTMENT ADVISORY | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $93K |
| PRINCIPAL LIFE INSURANCE COMPANY EIN 42-0127290 CONTRACT ADMINISTRATOR | Contract Administrator; Participant loan processing; Recordkeeping fees; Direct payment from the plan Service code 13 | — | $72K |
| WELLS FARGO BANK, N.A. EIN 94-1347393 RECORDKEEPER/BOOKKEEPER | Direct payment from the plan; Recordkeeping fees; Participant loan processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Trustee (bank, trust company, or similar financial institution) Service code 15 | — | $21K |
| WILLIAM VAUGHAN COMPANY EIN 34-1145015 ACCOUNTANT | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| APPLE GROWTH PARTNERS EIN 34-1082617 INVESTMENT ADVISORY | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 581 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 388 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 13 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 982 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | MASSMUTUAL LIFE INSURANCE COMPANY | 1 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.