Filings through .
History & trajectory Charts need 2 or more years. This plan has 6 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
The primary broker changed. The plan may listen to a new pitch.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Centro Benefits Research LLC DentalLifeOther | DentalLifeOther | |
Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,284 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 76 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,360 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 4,834 | $592K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 4,834 | $592K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,821 | $133K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 4,834 | $592K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,834 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Metropolitan Life Insurance Company | |
Carrier: Metropolitan Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL EIN 34-0648820 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $773K |
| FORTY FOUR CORPORATION EIN 34-6029682 RELATED COMPANY | Other fees Service code 99 | — | $545K |
| BRIDGEWAY BENEFIT TECHNOLOGIES LLC EIN 52-1796473 NONE | Direct payment from the plan; Other services Service code 49 | — | $211K |
| NATIONAL INVESTMENT SERVICES (NIS) EIN 04-3044983 NONE | Direct payment from the plan; Investment management Service code 28 | — | $181K |
| MICHAEL WILCHER EIN 31-6029682 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $155K |
| THE JAMES B OSWALD COMPANY EIN 34-0445620 NONE | Actuarial; Insurance agents and brokers; Direct payment from the plan; Consulting (general) Service code 11 | — | $119K |
| FAULKNER HOFFMAN PHILLIPS LLC EIN 45-1540483 NONE | Direct payment from the plan; Legal Service code 29 | — | $94K |
| DANNY MILENKOVSKI EIN 31-6029682 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $85K |
| DELTA DENTAL PLAN OF OHIO EIN 31-0685339 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $63K |
| DGPERRY PLLC EIN 83-3033790 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $59K |
| M&S PRINTMEDIA NONE | Direct payment from the plan; Copying and duplicating Service code 36 | PO BOX 81728 ROCHESTER, MI 48308 | $57K |
| STRATEGIC CAPITAL INVESTMENT ADVISO EIN 36-4268991 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $49K |
| HUNTINGTON NATIONAL BANK EIN 31-1232181 NONE | Direct payment from the plan; Investment management Service code 28 | — | $42K |
| UNITED HEALTHCARE EIN 41-1289245 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $26K |
| NATIONAL VISION ADMINISTRATORS, LLC NONE | Direct payment from the plan; Claims processing Service code 12 | 1200 ROUTE 46 WEST WEST CLIFTON, NJ 07013 | $15K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
6 filings · 2021 to 2026