| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WLA INSURANCE LLC3 Filed as: WLA INS, LLC | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA INSURANCE COMPANY | — | — | $0 | 0.00% |
| WLA INSURANCE LLC3 Filed as: WLA INS, LLC | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 5.00% |
| WLA INSURANCE LLC3 Filed as: WLA INS, LLC | 1246 S. THIRD STREET LOUISVILLE, KY 402033905 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 46.80% |
| WLA INSURANCE LLC3 Filed as: WLA INS, LLC | 1246 S. THIRD STREET LOUISVILLE, KY 402033905 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 51.48% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WAYNE CORPORATION EIN 61-1129889 CONTRACTOR | Other fees; Other services; Contract Administrator Service code 13 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,112 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 936 | $566K |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 926 | $243K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 926 | $243K |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,124 | $105K |
| Other | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,124 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Final-filing indicator set. Plan is winding down; don't waste sales effort here.