| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REB CONSULTING, INC.3 Filed as: REB CONSULTING, INC | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | MEDICAL MUTUAL | $46K | $992 | $47K | 4.73% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING, INC | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 430852299 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.22% |
| EDWARD D SOMMER3 | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.21% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING, INC | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $610 | — | $610 | 1.59% |
| EDWARD D SOMMER3 | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $998 | — | $998 | 5.78% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING, INC | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $262 | — | $262 | 1.52% |
| EDWARD D SOMMER3 | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 430852299 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $805 | — | $805 | 5.01% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING, INC | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $202 | — | $202 | 1.26% |
| EDWARD D SOMMER3 | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $126 | — | $126 | 3.40% |
| REB CONSULTING, INC.3 Filed as: REB CONSULTING, INC | 300 W WILSON BRIDGE RD. STE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $31 | — | $31 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 119 | $992K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 273 | $92K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 273 | $92K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $20K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 81 | $38K |
| Long-term disability(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.