| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 80 S 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | LINCOLN FINANCIAL GROUP | $0 | $10K | $10K | 1.12% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | 80 S 8TH STREET STE 700 MINNEAPOLIS, MN 55402 | LINCOLN FINANCIAL GROUP | $0 | $6K | $6K | 1.06% |
| BENE RE LLC3 | 5217 MONROE ST STE B TOLEDO, OH 43623 | RELISTAR LIFE INSURANCE COMPANY | $0 | $9K | $9K | 6.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N. MAYFAIR RD MILWAUKEE, WI 53226 | RELISTAR LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | RELISTAR LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.50% |
| BENE RE LLC3 | 5217 MONROE ST STE B TOLEDO, OH 43623 | RELISTAR LIFE INSURANCE COMPANY | $0 | $4K | $4K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SERVICES | SUITE 100 1200 N MAYFAIR RD MILWAUKEE, WI 53226 | RELISTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.56% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES, INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | RELISTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.44% |
| BENE RE LLC3 | 5217 MONROE ST STE B TOLEDO, OH 43623 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $4K | $4K | 6.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | RELIASTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.51% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N. MAYFAIR RD MILWAUKEE, WI 53226 | RELIASTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 55402 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,691 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,691 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,103 | $181K |
| Life insurance | LINCOLN FINANCIAL GROUP | 1,691 | $860K |
| Long-term disability | LINCOLN FINANCIAL GROUP | 1,691 | $588K |
| Other(5 contracts, 4 carriers) | LINCOLN FINANCIAL GROUP | 1,691 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,691 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.