| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER BENEFITS CONSULTING LLC3 Filed as: EMPLOYER BENEFITS CONSULTING, LLC | 13200 SW 128TH ST STE G1 MIAMI, FL 33186 | HEALTH OPTIONS | $33K | — | $33K | 2.77% |
| EMPLOYER BENEFITS CONSULTING LLC3 Filed as: EMPLOYER BENEFITS CONSULTING, LLC | 13200 SW 128TH ST STE G1 MIAMI, FL 33186 | BLUE CROSS BLUE SHIELD OF FLORIDA | $9K | — | $9K | 2.91% |
| MARC RHEINGOLD & ASSOCIATES3 Filed as: MARC RHEINGOLD & ASSOCIATES, INC. | 1950 N COMMERCE PKWY STE 1 WESTON, FL 33326 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 15.90% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 DBA BOUCHARD INSURANCE MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $910 | — | $910 | 1.60% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| MARC RHEINGOLD & ASSOCIATES3 Filed as: MARC RHEINGOLD & ASSOCIATES INC. | 1950 N. COMMERCE PARKWAY STE 1 WESTON, FL 33326 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.53% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 DBA BOUCHARD INSURANCE MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $177 | — | $177 | 0.47% |
| MARC RHEINGOLD & ASSOCIATES3 Filed as: MARC RHEINGOLD & ASSOCIATES INC. | 1950 N. COMMERCE PARKWAY STE 1 WESTON, FL 33326 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 13.58% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 DBA BOUCHARD INSURANCE MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $358 | — | $358 | 1.42% |
| MARC RHEINGOLD & ASSOCIATES3 | 1950 N COMMERCE PKWY STE 1 WESTON, FL 33326 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 13.36% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $649 | $649 | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 DBA BOUCHARD INSURANCE MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $213 | — | $213 | 1.64% |
| MARC RHEINGOLD & ASSOCIATES3 Filed as: MARC RHEINGOLD & ASSOCIATES INC. | 1950 N. COMMERCE PARKWAY STE 1 WESTON, FL 33326 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 13.61% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $550 | $550 | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 DBA BOUCHARD INSURANCE MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $153 | — | $153 | 1.39% |
| MARC RHEINGOLD & ASSOCIATES3 | 1950 N. COMMERCE PARKWAY STE 1 WESTON, FL 33326 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.45% |
| MARSH & MCLENNAN AGENCY LLC3 | 485 N KELLER RD STE 450 DBA BOUCHARD INSURANCE MAITLAND, FL 32751 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $159 | — | $159 | 1.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 129 | $1.5M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 123 | $57K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $10K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $24K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $25K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $37K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS | 129 | $1.5M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.