See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPITAL GROUP BENEFITS EIN 54-2016867 BROKER | Insurance agents and brokers Service code 22 | — | $262K |
| ALLIED BENEFIT SYSTEMS, LLC EIN 36-3086057 TPA | Contract Administrator Service code 13 | — | $205K |
| CIGNA HEALTH & LIFE INSURANCE EIN 59-1031071 PPO | Other services Service code 49 | — | $106K |
| BENEFIT BRAINSTORM, INC. EIN 27-1092669 OTHER | Other fees Service code 99 | — | $72K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 937 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 937 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 218 | $603K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,427 | $1.1M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,427 | $902K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 937 | $732K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 937 | $732K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 937 | $732K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 46 | $352K |
| Stop-loss / reinsurancereinsurance | NATIONWIDE LIFE INSURANCE COMPANY | 546 | $1.1M |
| Other(5 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 937 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.