Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Usi Insurance Services LLC DentalSTDLifeOtherVision | DentalSTDLifeOtherVision | Pro |
Broker: Usi Insurance Services LLC DentalVisionLifeSTDLTDOther | DentalVisionLifeSTDLTDOther | Pro |
Broker: Usi Insurance Services LLC DentalHMO | DentalHMO | Pro |
See premium, retention and renewal dates for 7 contracts with Pro.
Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, no card. Then $49 a month. Cancel any time.
| Broker | Commissions, fees |
|---|---|
Carrier: The Lincoln National Life Insurance Company | Pro |
Carrier: The Lincoln National Life Insurance Company | Pro |
Carrier: The Lincoln National Life Insurance Company | Pro |
Carrier: Metropolitan Life Insurance Company | Pro |
Carrier: Metropolitan Life Insurance Company | Pro |
Carrier: Metropolitan Life Insurance Company | Pro |
Carrier: Safeguard Health Plans, Inc. a Florida Corporation | Pro |
Carrier: Safeguard Health Plans, Inc. a Florida Corporation | Pro |
Carrier: Safeguard Health Plans, Inc. a Florida Corporation | Pro |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 144 | $84K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 134 | $24K |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 341 | $86K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 96 | $72K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 0 | $14K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 108 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.