| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST STE 2400 SAN FRANCISCO, CA 941042215 | KAISER FOUNDATION HEALTH PLAN, INC. | $73K | — | $73K | 4.93% |
| MORGAN & FRANZ INSURANCE AND3 Filed as: MORGAN & FRANZ INS AND FIN SVCS INC | PO BOX 1567 RANCHO CUCAMONGA, CA 917291567 | KAISER FOUNDATION HEALTH PLAN, INC. | $15K | — | $15K | 1.03% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2000 ALAMEDA DE LAS PULGAS SAN MATEO, CA 94403 | BLUE CROSS BLUE SHIELD OF ARIZONA | $5K | — | $5K | 1.20% |
| TUCKER FINANCIAL & INSURANCE SRVCS3 Filed as: TUCKER FINANCIAL & INS SERVICE INC | 10606 TRADEMARK PKWY N SUITE 201A RANCHO CUCAMONGA, CA 91730 | BLUE CROSS BLUE SHIELD OF ARIZONA | $3K | — | $3K | 0.61% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST FLOOR 24 SAN FRANCISCO, CA 941042102 | KAISER FOUNDATION HEALTH PLAN, INC. | $15K | $3 | $15K | 4.46% |
| MORGAN & FRANZ INSURANCE AND3 Filed as: MORGAN & FRANZ INS & FIN SVCS, INC | PO BOX 1567 RANCHO CUCAMONGA, CA 917291567 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | — | $3K | 1.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA ST STE 2400 SAN FRANCISCO, CA 941042215 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | — | $2K | 0.51% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $1K | $18K | 9.34% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $961 | $96 | $1K | 8.16% |
| TUCKER FINANCIAL & INSURANCE SRVCS3 | 10606 N TRADEMARK PKWY STE 201A RANCHO CUCAMONGA, CA 917305910 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $501 | — | $501 | 3.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 270 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 270 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 301 | $2.2M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 523 | $204K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 523 | $191K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 523 | $191K |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 301 | $2.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 523 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.