| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT SERVICE OF KANSAS CITY INC3 | 7450 W 130TH ST STE 330 OVERLAND PARK, KS 66213 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $46K | $53K | 3.94% |
| DAN STECKLEIN3 | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $6K | $299 | $6K | 13.61% |
| MORGAN J KONRADE3 | PO BOX 342 SPEARVILLE, KS 67876 | AFLAC | $810 | $29 | $839 | 1.79% |
| LEIGH ANN VERMILLION3 | PO BOX 331 PLAINS, KS 67869 | AFLAC | $805 | $33 | $838 | 1.79% |
| ANTHONY ELDEE CONNER3 | 1001 1/2 STATE ST PHILLIPSBURG, KS 67661 | AFLAC | $661 | $62 | $723 | 1.54% |
| BRIAN M LEITZEL3 | 4201 SPRING DR CHENEY, KS 67025 | AFLAC | $195 | $0 | $195 | 0.42% |
| JULIE MICHELE MARCELLUS3 Filed as: JULIE MICHELE MARVELLUS | 5825 N VFM RD GARDEN CITY, KS 67846 | AFLAC | $124 | $0 | $124 | 0.26% |
| IRA A CAPE3 | 2304 FRANKLIN ST GREAT BEND, KS 67530 | AFLAC | $90 | $0 | $90 | 0.19% |
| LEIGN ANNE SEEMAN3 | 1211 W 7TH ST LARNED, LA 67550 | AFLAC | $84 | $0 | $84 | 0.18% |
| DENNIS JAMES FOSTER3 | PO BOX 1058 MEADE, KS 67864 | AFLAC | $73 | $0 | $73 | 0.16% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $67 | $0 | $67 | 0.14% |
| JAMES C FLETCHER3 | 131 N SANTA FE AVE STE 140 SALINA, KS 67401 | AFLAC | $21 | $0 | $21 | 0.04% |
| NATHAN L HARRISON3 | 5301 E VUSTA RUCA ST PARADISE VALLEY, AZ 85253 | AFLAC | $21 | $0 | $21 | 0.04% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $12 | $0 | $12 | 0.03% |
| MICHAEL D CHRISMAN3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $8 | $0 | $8 | 0.02% |
| MADONNA L HASKINS3 | 16376 W 168TH CT OLATHE, KS 66062 | AFLAC | $7 | $0 | $7 | 0.01% |
| JENNIFER M WEINMAN3 | 11915 W CARR CT WICHITA, KS 67209 | AFLAC | $7 | $0 | $7 | 0.01% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $7 | $0 | $7 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $3 | $0 | $3 | 0.01% |
| KALEB J GILMOUR3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $3 | $0 | $3 | 0.01% |
| BENEFIT SERVICES OF KANSAS CITY INC3 Filed as: BENEFIT SERVICES OF KANSAS CITY | 7450 W 130TH ST OVERLAND PARK, KS 66213 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 14.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 261 | $1.4M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 261 | $1.4M |
| Vision(2 contracts, 2 carriers) | AFLAC | 235 | $81K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 235 | $81K |
| Short-term disability | AFLAC | 61 | $47K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 261 | $1.3M |
| Other | AFLAC | 61 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.