| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT SERVICES OF KANSAS CITY INC3 | 7450 W 130TH ST STE 330 OVERLAND, KS 662132839 | UNITEDHEALTHCARE INSURANCE COMPANY | $598 | $53K | $54K | 3.64% |
| BENEFIT SERVICES OF KANSAS CITY INC3 | 7450 W 130TH ST STE 330 OVERLAND PARK, KS 662132839 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 12.14% |
| DAN STECKLEIN3 | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $7K | $266 | $7K | 13.45% |
| MORGAN J KONRADE3 | PO BOX 342 SPEARVILLE, KS 67876 | AFLAC | $773 | $0 | $773 | 1.48% |
| TYLER DYER3 | 2908 CHOCTAW ST DODGE CITY, KS 67801 | AFLAC | $686 | $0 | $686 | 1.31% |
| JAMES C FLETCHER3 | 2828 E RAY AVE SALINA, KS 67401 | AFLAC | $598 | $3 | $601 | 1.15% |
| ANTHONY ELDEE CONNER3 | 10373 E 37TH PL YUMA, AZ 85365 | AFLAC | $257 | $52 | $309 | 0.59% |
| JULIE MICHELE MARCELLUS3 | 5825 N VFW RD GARDEN CITY, KS 67846 | AFLAC | $277 | $10 | $287 | 0.55% |
| LEIGH ANN VERMILLION3 | PO BOX 331 PLAINS, KS 67869 | AFLAC | $242 | $45 | $287 | 0.55% |
| BRIAN M LEITZEL3 | 4201 SPRING DR CHENEY, KS 67025 | AFLAC | $192 | $0 | $192 | 0.37% |
| LEIGH ANNE SEEMAN3 | 1211 W 7TH ST LARNED, KS 67550 | AFLAC | $80 | $0 | $80 | 0.15% |
| DENNIS JAMES FOSTER3 | PO BOX 1058 MEADE, KS 67864 | AFLAC | $63 | $0 | $63 | 0.12% |
| IRA A CAPE3 | 2304 FRANKLIN ST GREAT BEND, KS 67530 | AFLAC | $63 | $0 | $63 | 0.12% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $43 | $0 | $43 | 0.08% |
| NATHAN L HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $18 | $0 | $18 | 0.03% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $7 | $0 | $7 | 0.01% |
| JOHN A BACON3 | 1100 AUTUMN CIR UNIT 4 LOUISBURG, KS 66053 | AFLAC | $5 | $0 | $5 | 0.01% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $2 | $0 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 166 | $1.5M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 225 | $193K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 225 | $193K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 225 | $193K |
| Short-term disability | AFLAC | 41 | $52K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 166 | $1.5M |
| Other | AFLAC | 41 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.