| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA STEET LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $55K | — | $55K | 8.87% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $119K | $11K | $130K | 29.93% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $49K | $49K | 11.36% |
| ECHEL3 | 108 LITTLE ROCK, AR 72211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 2.51% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LIN | $115K | $10K | $125K | 29.83% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | THE LIN | — | $48K | $48K | 11.37% |
| EC BENEFITS INC3 Filed as: EC | 10800 FINANCIAL CNTR PKWY #425 LITTLE ROCK, AR 72211 | THE LIN | $10K | — | $10K | 2.49% |
| THE HATCHER AGENCY3 | C/O PO BOX 3505 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $63K | — | $63K | 20.02% |
| BROKER SOLUTIONS INC3 | C/O GREG L HATCHER 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $16K | — | $16K | 5.03% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA STEET LITTLE ROCK, AR 72201 | DELTA VISION PLAN OF ARKANSAS | $32K | — | $32K | 11.81% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS, INC. | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $109K | — | $109K | 50.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $44K | — | $44K | 20.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $10K | — | $10K | 4.51% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $32K | $2K | $34K | 29.06% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $13K | $13K | 11.24% |
| ECHELON INSURANCE GROUP LLC3 | 10800 LITTLE ROCK, AR 72211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.81% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | $2K | $18K | 24.98% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $8K | $8K | 11.12% |
| ECHELON INSURANCE GROUP LLC3 | 10800 FINANCIAL CNTR PKWY #425 LITTLE ROCK, AR 72211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.59% |
| ACRISURE LLC3 Filed as: ACRISURE | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $705 | $9K | 29.99% |
| ECH3 | 10800 FINANCIAL CNTR PKWY #425 LITTLE ROCK, AR 72211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $707 | — | $707 | 2.44% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $821K |
| THE HATCHER AGENCY EIN 71-0685455 BROKER | Other commissions Service code 55 | PO BOX 3505 LITTLE ROCK, AR 72203 | $118K |
| ECHELON BENEFITS GROUP EIN 85-2758591 BROKER | Other commissions Service code 55 | 10800 FINANCIAL CENTRE PARKWAY SUITE 530 LITTLE ROCK, AR 72211 | $38K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,299 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 2,121 | $620K |
| Vision | DELTA VISION PLAN OF ARKANSAS | 1,915 | $271K |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 847 | $775K |
| Short-term disability | MANHATTANLIFE ASSURANCE CO OF AMERICA | 428 | $219K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 172 | $187K |
| Stop-loss / reinsurancereinsurance | SWISS RE-SWISS RE | 1,249 | $645K |
| Other(3 contracts, 3 carriers) | THE LIN | 710 | $667K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.