| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 316 FIRST AVENUE 3RD FLOOR KITTANNING, PA 16201 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 14.41% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $2K | $6K | 6.74% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.02% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | UNITED CONCORDIA INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES, LLC | 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $216 | $4K | 14.29% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $447 | $2K | 6.68% |
| IMA, INC.3 | 316 FIRST AVENUE 3RD FLOOR KITTANNING, PA 16201 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | — | $304 | $304 | 1.23% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 0.02% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES | 27064 OAKMEAD DR PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $136 | $1K | 10.01% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $743 | $299 | $1K | 7.00% |
| IMA, INC.3 | 316 FIRST AVENUE 3RD FLOOR KITTANNING, PA 16201 | METROPOLITAN LIFE INSURANCE COMPANY | $580 | — | $580 | 3.90% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PKWY SUITE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | — | $223 | $223 | 1.50% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3 | $3 | 0.02% |
| IMA, INC.3 | 316 FIRST AVENUE 3RD FLOOR KITTANNING, PA 16201 | VISION BENEFITS OF AMERICA | $648 | — | $648 | 5.00% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES, LLC | 27064 OAKMEAD DRIVE PERRYSBURG, OH 435512657 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $119 | $2K | 13.60% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH, LLC | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 631224042 | METROPOLITAN LIFE INSURANCE COMPANY | $646 | $259 | $905 | 7.05% |
| IMA, INC.3 | 316 FIRST AVENUE 3RD FLOOR KITTANNING, PA 16201 | METROPOLITAN LIFE INSURANCE COMPANY | $697 | — | $697 | 5.43% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 3900 KINROSS LAKES PARKWAY SUITE 300 RICHFIELD, OH 442869381 | METROPOLITAN LIFE INSURANCE COMPANY | — | $188 | $188 | 1.46% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 672012992 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2 | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 192 | $62K |
| Vision | VISION BENEFITS OF AMERICA | 124 | $13K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 380 | $93K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 380 | $93K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 380 | $146K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.