No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH SERVICES & BENEFIT ADMIN. EIN 94-3089465 NONE | Claims processing; Direct payment from the plan; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $459K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $78K |
| JANUS HENDERSON INVESTORS US LLC NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | 151 DETROIT ST DENVER, CO 80206 | $63K |
| AMERICAN CORE REALTY FUND, LLC EIN 33-0123114 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $42K |
| PENSION BENEFIT INFORMATION, LLC EIN 82-4722389 NONE | Direct payment from the plan; Other services Service code 49 | — | $35K |
| UBEO WEST, LLC NONE | Other services; Direct payment from the plan Service code 49 | 470 BOULDER CT SUITE A PLEASANTON, CA 94566 | $34K |
| NLR BENEFITS NONE | Direct payment from the plan; Insurance services; Consulting (general) Service code 16 | 28105 CAPTAIN SHELL LOOP BONITA SPRINGS, FL 34135 | $30K |
| NEW ENGLAND PENSION CONSULTANT EIN 26-1429809 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $29K |
| FOSTER & FOSTER EIN 59-1921114 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $22K |
| TRUCKER HUSS EIN 94-3216063 NONE | Legal; Direct payment from the plan Service code 29 | — | $21K |
| BEESON, TAYER & BODINE EIN 94-3126136 NONE | Legal; Direct payment from the plan Service code 29 | — | $17K |
| COMERICA BANK EIN 23-7316778 NONE | Custodial (securities); Other services; Other investment fees and expenses; Trustee (bank, trust company, or similar financial institution); Float revenue; Shareholder servicing fees Service code 19 | — | $15K |
| STEPHEN HORN INSURANCE EIN 94-3249244 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $8K |
| ZIEGLER CAPITAL MANAGEMENT EIN 27-2347077 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $7K |
| JERRY HAMMACK TRUSTEE | Direct payment from the plan; Trustee (individual); Named fiduciary Service code 20 | 4160 DUBLIN BOULEVARD, SUITE 100 DUBLIN, CA 94588 | $7K |
| DICK MUTO TRUSTEE | Trustee (individual); Named fiduciary; Direct payment from the plan Service code 20 | 4160 DUBLIN BOULEVARD, SUITE 100 DUBLIN, CA 94588 | $7K |
| DARRELL PRATT TRUSTEE | Direct payment from the plan; Trustee (individual); Named fiduciary Service code 20 | 4160 DUBLIN BOULEVARD, SUITE 100 DUBLIN, CA 94588 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,069 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 17,978 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 23,047 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 17,978 | $417K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 5,710 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,978 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.