Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker compensation exceeds 5% of premium. This is a small-plan minimum fee or a costly broker setup that a competing bid can beat.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Wade Financial, Inc. Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,747 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,013 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 786 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 709 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 7,255 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 4,664 | $656K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,664 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Standard Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PRUDENTIAL ASSET MGT EIN 22-2540245 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $1.1M |
| SIERRA INVESTMENT PARTNERS INC. EIN 68-0370668 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $498K |
| HARDMAN JOHNSTON GLOBAL ADVISORS LL EIN 13-3257590 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $401K |
| CS MCKEE EIN 84-3346426 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management; Securities brokerage commissions and fees Service code 28 | — | $379K |
| GREAT LAKES ADVISORS, LLC EIN 80-0292839 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $372K |
| AMERICAN REALTY ADVISORS EIN 33-0123114 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $342K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432392 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $314K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 NONE | Investment advisory (plan); Direct payment from the plan; Trustee (discretionary); Investment management fees paid directly by plan; Investment management Service code 24 | — | $311K |
| JOHNSTON ASSET MANAGEMENT EIN 13-3257590 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $297K |
| DANA INVESTMENT ADVISORS INC EIN 39-1522788 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $242K |
| PATRIOT FINANCIAL PARTNERS, LP EIN 26-1273625 NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $234K |
| WEDGE CAPITAL MANAGEMENT, LLP EIN 56-1557450 NONE | Soft dollars commissions; Investment management; Investment management fees paid directly by plan Service code 28 | — | $233K |
| INTERCONTINENTAL REAL ESTATE INVEST EIN 04-3549299 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $186K |
| CHARTWELL INVESTMENT MANAGEMENT EIN 36-4776242 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $185K |
| NATHAN SMITH EIN 23-6405239 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $182K |
| PRINCIPAL BANK EIN 42-1520346 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $117K |
| JOHN HEENAN EIN 23-6405239 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $104K |
| PAUL POTAKO EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $93K |
| ANDREA GASS EIN 23-6405239 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $85K |
| THE MCKEOGH COMPANY EIN 23-3003375 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $78K |
| WILLIAM MCGUIRE EIN 23-6405239 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $77K |
| PAUL CAREY, III EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $73K |
| CHARLES BUMBAUGH EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $63K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $54K |
| MICHAEL FEHRLE EIN 23-6405239 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $52K |
| HALEY WADE EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $49K |
| TIMOTHY NAGY EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $49K |
| SUSANIN WIDMAN & BRENNAN, PC EIN 23-2265950 NONE | Legal; Direct payment from the plan Service code 29 | — | $49K |
| CLEARY, JOSEM,& TRIGIANI LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $48K |
| JAMES MCCOOG EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $46K |
| ALEXIS DEAL EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $44K |
| MARIA DANYLUK EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $44K |
| JRP & ASSOCIATES, LLC NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 115 ROSE TWIG LANE NORTH WALES, PA 19454 | $37K |
| BETH MARTIN EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $36K |
| PATRICIA REPETSKI EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $36K |
| ANTHONY DEFEO EIN 23-6405239 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $32K |
| WELLS FARGO AND COMPANY EIN 41-0449260 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $31K |
| LONGEVITY HOLDINGS, INC. EIN 82-4722389 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $9K |
| SPEAR WILDERMAN, PC EIN 23-2749510 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
3 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025