| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | TRIAD1828 CENTRE CAMDEN, NJ 08101 | INDEPENDENCE BLUE CROSS (PERSONAL CHOICE) | $81K | $0 | $81K | 4.73% |
| CONNER STRONG & BUCKELEW | — | DELTA DENTAL OF PENNSYLVANIA | $3K | $0 | $3K | 3.34% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | PO BOX 99106 401 ROUTE 73 N STE 300 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 2.59% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | PO BOX 99106 401 ROUTE 73 N STE 300 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $889 | $4K | 9.08% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | PO BOX 99106 CAMDEN, NJ 08101 | NATIONAL VISION ADMINISTRATORS, L.L.C. (HEARTLAND) | $1K | $0 | $1K | 8.48% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES, | PO BOX 99106 401 ROUTE 73 N STE 300 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $459 | $459 | 2.61% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | PO BOX 99106 401 ROUTE 73 N STE 300 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $29 | $29 | 0.66% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | 401 ROUTE 73 N STE 300 PO BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $420 | $142 | $562 | 16.04% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW LLC | — | DELTA DENTAL OF PENNSYLVANIA | $90 | $0 | $90 | 3.19% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | PO BOX 99106 401 ROUTE 73 N STE 300 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $45 | $45 | 4.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS (PERSONAL CHOICE) | 208 | $1.7M |
| Dental(2 contracts) | DELTA DENTAL OF PENNSYLVANIA | 229 | $87K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. (HEARTLAND) | 192 | $18K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 119 | $64K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 119 | $48K |
| Prescription drug | INDEPENDENCE BLUE CROSS (PERSONAL CHOICE) | 208 | $1.7M |
| Other(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 119 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 229 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.