| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1305 WALT WHITMAN RD STE 310 MELVILLE, NY 11747 | HORIZON HEALTHCARE SERVICES INC | $56K | — | $56K | 2.72% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PKWY W BLDG 16 STE 320 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $999 | $6K | 6.46% |
| FREDERICK LEVIN | 11 MACARTHUR BLVD APT 805 HADDON TOWNSHIP, NJ 08108 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 3.70% |
| NATIONALHR RBN ASSOCIATES LLC3 | 2101 MARLTON PIKE E CHERRY HILL, NJ 08003 | METROPOLITAN LIFE INSURANCE COMPANY | $190 | — | $190 | 0.20% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DR STE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $143 | $143 | 0.15% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS | 669 RIVER DRIVE CENTER II SUITE 305 ELMWOOD PARK, NJ 07407 | RELIANCE STANDARD | $6K | — | $6K | 18.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 350 FIFTH AVENUE NEW YORK, NY 10118 | RELIANCE STANDARD | — | $592 | $592 | 1.83% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 669 RIVER DRIVE CENTER II SUITE 305 ELMWOOD PARK, NJ 07407 | RELIANCE STANDARD | $3K | $0 | $3K | 18.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 350 FIFTH AVENUE NEW YORK, NY 10118 | RELIANCE STANDARD | — | $294 | $294 | 1.88% |
| NATIONALHR RBN ASSOCIATES LLC3 | 2101 ROUTE 70 E CHERRY HILL, NJ 08003 | VISION SERVICE PLAN | $719 | — | $719 | 7.70% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 669 RIVER DRIVE CENTER II SUITE 305 ELMWOOD PARK, NJ 07407 | RELIANCE STANDARD | $387 | $0 | $387 | 17.99% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 350 FIFTH AVENUE NEW YORK, NY 10118 | RELIANCE STANDARD | $0 | $37 | $37 | 1.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 199 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 132 | $2.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 345 | $93K |
| Vision | VISION SERVICE PLAN | 125 | $9K |
| Life insurance | RELIANCE STANDARD | 199 | $16K |
| Other(3 contracts) | RELIANCE STANDARD | 199 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.