No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 NONE | Other services; Direct payment from the plan; Other fees Service code 49 | — | $399K |
| CAROL KING EIN 23-1716164 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $124K |
| LEONARD RIECO EIN 23-1716164 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $124K |
| LEO REILLY , SR EIN 23-1716164 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $113K |
| NICHOLAS ZANCZUK EIN 23-1716164 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $82K |
| BENJAMIN MARCINKIEWICZ EIN 23-1716164 EMPLOYEE | Employee (plan); Recordkeeping fees Service code 30 | — | $81K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $69K |
| ZENITH ADMINISTRATORS EIN 52-1590516 NONE | Direct payment from the plan; Other fees Service code 50 | — | $37K |
| BRUCE S MORRISON , DO EIN 23-2603174 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $30K |
| FLEXCARE LLC EIN 20-5574402 NONE | Other services; Direct payment from the plan Service code 49 | — | $29K |
| MORGAN STANLEY GLOBAL BANKING EIN 20-8764829 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $29K |
| JOHN SULLIVAN EIN 23-1716164 EMPLOYEE | Recordkeeping fees; Employee (plan) Service code 30 | — | $26K |
| NOVAK FRANCELLA LLC EIN 61-1436952 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25K |
| MARKOWITZ & RICHMAN EIN 23-2111581 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| GAETANO STORACE III DMD PC EIN 20-2988179 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $22K |
| CITIZENS BANK EIN 05-0156820 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $16K |
| THE MCKEOGH COMPANY EIN 23-3003375 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $10K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,264 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE CO. | 1,264 | $634K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,264 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.