See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC EIN 22-0999690 NONE | Contract Administrator Service code 13 | — | $1.1M |
| I.E. SHAFFER & CO EIN 22-1750854 NONE | Contract Administrator Service code 13 | 830 BEAR TAVERN ROAD PO BOX 1028 WEST TRENTON, NJ 08628 | $747K |
| CAPITAL RX, INC EIN 35-2612946 NONE | Contract Administrator Service code 13 | — | $322K |
| DELTA DENTAL OF NEW JERSEY, INC EIN 22-1896118 NONE | Contract Administrator Service code 13 | — | $73K |
| OBRIEN BELLAND & BUSHINSKY EIN 37-1467056 NONE | Legal Service code 29 | — | $42K |
| EMPOWER ANNUITY INSURANCE CO EIN 06-1050034 NONE | Investment advisory (plan) Service code 27 | — | $40K |
| GERSON & ASSOC CPAS AND ADVISORS PC EIN 22-3163246 NONE | Accounting (including auditing) Service code 10 | 201 WEST PASSAIC STREET SUITE 405 ROCHELLE PARK, NJ 07662 | $27K |
| MILLIMAN LLC NONE | Consulting (general) Service code 16 | 29425 CHARGIN BOULEVARD SUITE 140 PEPPER PIKE, OH 44122 | $21K |
| MSPC CERTIFIED PUBLIC ACCOUNTANTS EIN 22-2951202 NONE | Accounting (including auditing) Service code 10 | — | $14K |
| PRINCETON HEALTHCARE SYSTEM EAP EIN 21-0635009 NONE | Other services Service code 49 | 1000 HERRONTOWN ROAD CLOCK BLDG PRINCETON, NJ 08540 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,698 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 831 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,529 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW JERSEY, INC | 2,217 | $1.6M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,646 | $282K |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSRUANCE COMPANY | 1,964 | $474K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,646 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.