| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $4K | — | $4K | 5.85% |
| ACRISURE LLC3 Filed as: MEEKER SHARKEY ASSOCIATES LLC | 21 COMMERCE DRIVE CRANFORD, NJ 07016 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $403 | — | $403 | 0.58% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DR. P.O. BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 5.59% |
| ACRISURE LLC3 Filed as: MEEKER SHARKEY ASSOCIATES LLC | 21 COMMERCE DR. 3RD FL CRANFORD, NJ 07016 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.40% |
| ACORN FINANCIAL SERVICES3 Filed as: ACORN FINANCIAL SERVICES INC. | SUITE 300, 290 W. MOUNT PLEASANT AV LIVINGSTON, NJ 07039 | TRANSAMERICA LIFE INSURANCE COMPANY | $571 | — | $571 | 1.50% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC. | 1705 BAY AVE. POINT PLEASANT, NJ 08742 | TRANSAMERICA LIFE INSURANCE COMPANY | $560 | — | $560 | 1.47% |
| WILLIAM OAKES3 | SUITE 2300 290 WEST MT. PLEASANT AVE. LIVINGSTON, NJ 07039 | TRANSAMERICA LIFE INSURANCE COMPANY | $192 | — | $192 | 0.51% |
| GERARD BOYLE3 | 290 WEST MOUNT PLEASANT STE 2300 LIVINGSTON, NJ 07039 | TRANSAMERICA LIFE INSURANCE COMPANY | $120 | — | $120 | 0.32% |
| JESSICA VELAZQUEZ3 | 700 WESTMINSTER AVE. ELIZABETH, NJ 07208 | TRANSAMERICA LIFE INSURANCE COMPANY | $77 | — | $77 | 0.20% |
| CLAIRE ROSENTHAL & ASSOCIATES, LLC3 | P.O. BOX 6968 EAST BRUNSWICK, NJ 08816 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $2K | — | $2K | 11.36% |
| RUTH P. POGANY3 | 838 BARCARMIL WAY NAPLES, FL 34110 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $415 | — | $415 | 2.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 194 | $64K |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF NEW JERSEY INC. | 2,395 | $897K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 975 | $70K |
| Life insurance | TRANSAMERICA LIFE INSURANCE COMPANY | 55 | $38K |
| Other(3 contracts, 3 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 194 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.