| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEDOVA HEALTHCARE5 | 345 N. RIVERVIEW ST. STE. 600 WICHITA, KS 67203 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | — | $76K | $76K | 34.03% |
| SAVOY ASSOCIATES3 Filed as: DONALD SAVOY DBA SAVOY ASSOCIATES | 25B HANOVER ROAD STE 220 FLORHAM PARK, NJ 07932 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | $71K | — | $71K | 31.78% |
| RBI INSURANCE3 | 250 CROSSWAYS PARK DR WOODBURY, NY 11797 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | $6K | — | $6K | 2.82% |
| PHCS4 Filed as: MULTIPLAN INC - PHCS | PO BOX 29380 GENERAL POST OFFICE NEW YORK, NY 10087 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | — | $6K | $6K | 2.69% |
| MEDCOM UTILIZATION MANAGEMENT4 | 2100 COVINGTON CENTRE COVINGTON, LA 70433 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | — | $3K | $3K | 1.22% |
| MAGNACARE NETWORK4 | 1600 STEWART AVE STE 700 WESTBURY, NY 11590 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | — | $3K | $3K | 1.15% |
| FIRST HEALTH4 | 23291 NETWORK PLACE CHICAGO, IL 60673 | INTEGON NATIONAL HEALTH INSURANCE COMPANY | — | $2K | $2K | 0.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | INTEGON NATIONAL HEALTH INSURANCE COMPANY | 271 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.