| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | UNKNOWN OKLAHOMA CITY, OK 73112 | BLUECROSS BLUESHIELD OF OKLAHOMA | $48K | $2K | $50K | 5.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA LTD | 6100 SOUTH YALE AVNUE, SUITE 1900 TULSA, OK 74138 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $18K | $0 | $18K | 15.00% |
| ADDISON RAY STEWART3 | 5590 HUNTER GAP GUTHRIE, OK 73044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | $0 | $7K | 11.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 EAST JACKSON BOULEVARD, FLOOR 14 CHICAGO, IL 60604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.54% |
| JOHN N KARR3 | 14001 SOUTH 18TH STREET BIXBY, OK 74008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $810 | $0 | $810 | 1.38% |
| MAGGIE KAY STEWART3 | 2524 NORTH BROADWAY, SUITE 9 EDMOND, OK 73034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $770 | $0 | $770 | 1.31% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY MICHAEL SATTERLEE | 4351 JAGAR DRIVE NE, SUITE B RIORANCHO, NM 87144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $238 | $0 | $238 | 0.40% |
| SHANNON NOEL WILKINSON3 | 8117 SOUTH 70TH EAST PLACE TULSA, OK 74133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $146 | $0 | $146 | 0.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 6100 SOUTH YALE AVNUE, SUITE 1900 TULSA, OK 74136 | METROPOLITAN LIFE INSURANCE COMPANY | $828 | $66 | $894 | 1.93% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DRIVE 40 W MADISON 4TH F BOA LOCK BOX SVC CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $433 | $433 | 0.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 6100 SOUTH YALE AVNUE, SUITE 1900 TULSA, OK 74138 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | $4K | $0 | $4K | 10.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 464 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 464 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 155 | $964K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | 607 | $35K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 464 | $46K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 95 | $120K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 95 | $120K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 155 | $964K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 464 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 607 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.