| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $61K | $24K | $85K | 4.88% |
| SOUTH LOUISIANA FINANCIAL SERVICES3 | 1356 W TUNNEL BLVD, SUITE A HOUMA, LA 70360 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | — | $5K | $5K | 0.31% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INSURANCE CORP | 1217 MUSEUM DRIVE HOUMA, LA 70360 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $38K | — | $38K | 20.03% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $38 | $38 | 0.02% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INS CORP | 1217 MUSEUM DR HOUMA, LA 70360 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 10.00% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY J ALFORD INSURANCE CORP | P.O. BOX 910 HOUMA, LA 70361 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | — | $10K | 25.57% |
| JAMES BOYD3 | 208 KETTLE DRIVE THIBODAUX, LA 70301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $872 | $2K | $3K | 8.00% |
| CHARLES BERRY3 | 2198 HIGHWAY 20 VACHERIE, LA 70090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 6.66% |
| SUPERIOR GROUP BENEFITS LLC3 | 2004 KENT AVE METAIRIE, LA 70001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $951 | $1K | $2K | 5.62% |
| VANESSA MARIA WARNER3 | 8209 HEATHERBROOK CIR HAUGHTON, LA 71037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $887 | $2K | 5.43% |
| MISTY OLIVER3 | 29083 HIGHWAY 643 VACHERIE, LA 70090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | $82 | $316 | 0.79% |
| AMBER GIROIR POCHE3 | 207 DUE DR THIBODAUX, LA 70301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | $54 | $288 | 0.72% |
| MICHAEL JASON HOMER3 | 2331 N BANK LN VACHERIE, LA 70090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $171 | — | $171 | 0.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 347 | $1.7M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 149 | $94K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 149 | $94K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $188K |
| Short-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $228K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $188K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 347 | $1.7M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $228K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 347 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.