| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $888 | $14K | 21.35% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $643 | $14K | 20.99% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $520 | $6K | 21.97% |
| JAS D COLLIER & CO3 Filed as: JAS D COLLIER AND COMPANY | 606 S MENDENHALL RD #200 MEMPHIS, TN 38117 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $191 | $3K | 21.20% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JAS D COLLIER & CO EIN 62-0632599 AGENT | Insurance agents and brokers Service code 22 | 606 S MENDENHALL RD, STE 200 MEMPHIS, TN 38117 | $123K |
| LUCENT HEALTH SOLUTIONS LLC EIN 39-1997579 TPA | Plan Administrator Service code 14 | 5560 W GRANDE MARKET DR. APPLETON, WI 54913 | $78K |
| NARUS HEALTH INC. CONCIERGE EIN 47-1929604 MAP | Other fees Service code 99 | 424 CHURCH ST. STE 2300 NASHVILLE, TN 37219 | $54K |
| HEALTHLINK EIN 43-1364135 PPO NETWORK | Other fees Service code 99 | PO BOX 419104 ST LOUIS, MO 63141 | $27K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 ALT CARE | Other fees Service code 99 | PO BOX 360142 PITTSBURG, PA 152506142 | $9K |
| ZELIS CLAIMS INTEGRITY LLC EIN 86-1040704 PPO NETWORK | Other fees Service code 99 | 2 CROSSROADS DR. BEDMINSTER, NJ 07921 | $2K |
| FIRST HEALTH EIN 20-1274723 PPO NETWORK | Other fees Service code 99 | 23291 NETWORK PLACE CHICAGO, IL 606731232 | $2K |
| PREFERRED HEALTH PROFESSIONALS EIN 20-1665464 PPO NETWORK | Other fees Service code 99 | 10740 NAIL AVE STE 100 OVERLAND PARK, KS 66211 | $1K |
| HEALTH SMART EIN 75-2727437 PPO NETWORK | Other fees Service code 99 | PO BOX 207102 DALLAS, TX 753207102 | $65 |
| HEALTHEOS EIN 39-1634080 PPO NETWORK | Other fees Service code 99 | PO BOX 29380 NEW YORK, NY 100879380 | $44 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 382 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 373 | $16K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 373 | $16K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 370 | $26K |
| Stop-loss / reinsurancereinsurance(2 contracts) | HCC LIFE INSURANCE COMPANY | 405 | $760K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.