| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | BCBS OF SC | $33K | — | $33K | 3.84% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | DELTA DENTAL | $5K | $397 | $5K | 9.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $5K | $909 | $5K | 17.91% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $379 | $379 | 1.25% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $1K | $387 | $2K | 12.71% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $161 | $161 | 1.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $2K | $400 | $2K | 17.97% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $167 | $167 | 1.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $2K | $410 | $2K | 18.23% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $171 | $171 | 1.35% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $2K | $387 | $2K | 18.12% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $161 | $161 | 1.30% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | COMMUNITY EYE CARE | $1K | — | $1K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $431 | $129 | $560 | 12.98% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $54 | $54 | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BCBS OF SC | 94 | $882K |
| Dental | DELTA DENTAL | 163 | $54K |
| Vision | COMMUNITY EYE CARE | 130 | $11K |
| Life insurance(2 contracts) | UNITED OF OMAHA | 149 | $35K |
| Short-term disability | UNITED OF OMAHA | 71 | $14K |
| Long-term disability | UNITED OF OMAHA | 39 | $13K |
| Other(2 contracts) | UNITED OF OMAHA | 149 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 163 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.