| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $32K | $6K | $38K | 14.25% |
| BHERD, LLC3 Filed as: BHERD LLC | 1965 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | — | $13K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | VISION SERVICE PLAN | $3K | — | $3K | 2.65% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | $3K | $15K | 14.47% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST PLATTSMOUTH, NE 68048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 12.46% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $3K | $6K | 7.50% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $679 | $5K | 5.84% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL3 | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 2.88% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST PLATTSMOUTH, NE 68048 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 12.31% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $3K | $6K | 7.46% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $630 | $4K | 5.84% |
| SUPPLEMENTAL INSURANCE PROFESSIONAL3 | 1956 PARK AVE DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 2.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, LLC. | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $874 | $4K | 12.63% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, LLC. | 4200 UNIVERSITY AVE SUITE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $444 | $3K | 14.57% |
| BHERD, LLC3 Filed as: BHERD LLC | 1956 PARK AVE DES MOINES, IA 50315 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $863 | — | $863 | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXPRESS SCRIPTS INC. EIN 43-1420563 RX ADMIN | Contract Administrator; Claims processing Service code 12 | — | $95K |
| DELTA DENTAL EIN 42-0959302 DENTAL ADMIN FEES | Contract Administrator; Claims processing Service code 12 | — | $62K |
| WEX HEALTH INC. EIN 06-1593514 ADMIN | Claims processing; Contract Administrator Service code 12 | — | $23K |
| VISION SERVICE PLAN EIN 06-1227840 VISION ADMIN FEES | Contract Administrator; Claims processing Service code 12 | — | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,856 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 55 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,915 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 904 | $10.4M |
| Vision | VISION SERVICE PLAN | 1,078 | $107K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,856 | $103K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 177 | $33K |
| Prescription drug | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 904 | $10.4M |
| Stop-loss / reinsurancereinsurance | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 904 | $10.4M |
| Other(5 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,856 | $544K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,856 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.