See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC. EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.7M |
| US RX CARE NONE | Direct payment from the plan; Claims processing Service code 12 | 707 MIAMISBURG-CENTERVILLE RD 405 DAYTON, OH 45459 | $255K |
| KEENAN & ASSOCIATES EIN 95-2798626 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $214K |
| DELTA DENTAL EIN 11-1980218 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $203K |
| TELADOC, INC EIN 04-3705970 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $143K |
| BENEFIT RESOUCE LLC EIN 84-2247659 NONE | Claims processing; Direct payment from the plan Service code 12 | PO BOX 360995 PITTSBURGH, PA 152516995 | $131K |
| ENV INSURANCE AGENCY INC EIN 16-1519885 NONE | Other commissions; Direct payment from the plan Service code 50 | — | $73K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 11-3658445 NONE | Other commissions; Recordkeeping fees; Other fees; Securities brokerage; Direct payment from the plan; Investment advisory (plan); Securities brokerage commissions and fees; Other services; Other investment fees and expenses; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $46K |
| BONADIO & CO, LLP EIN 16-1131146 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $40K |
| BLITMAN AND KING EIN 16-1047304 NONE | Legal; Direct payment from the plan Service code 29 | — | $38K |
| DAVIS VISION EIN 11-3051991 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $29K |
| O'SULLIVAN ASSOCIATES EIN 22-1837827 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $23K |
| WAYCROSS PARTNERS LLC EIN 11-3774100 NONE | Investment management fees paid indirectly by plan; Direct payment from the plan Service code 50 | — | $17K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Direct payment from the plan; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 371 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,600 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW YORK | 7,501 | $203K |
| Prescription drug | EXPRESS SCRIPTS INC | 345 | $949K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,322 | $964K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,501 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.