See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 18 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTH CARE EIN 06-1413734 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $8.6M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 PLAN SPONSOR | Contract Administrator; Investment management fees paid indirectly by plan Service code 13 | — | $4.4M |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $3.6M |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $3.2M |
| ADP EIN 13-3036745 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.6M |
| WAGEWORKS EIN 94-3351864 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $301K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,914 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21,579 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 39,493 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 11 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 1,159 | $15.2M |
| Dental | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 21 | $1.3M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 18,295 | $9.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,251 | $0 |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 164 | $812K |
| Other | BLUE CARE NETWORK OF MICHIGAN | 164 | $812K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.