See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 CONTRACT ADMINISTRATOR | Claims processing; Other insurance fees and expenses Service code 12 | — | $10.0M |
| HORIZON HEALTHCARE SERVICES, INC. EIN 22-0999690 CONTRACT ADMINISTRATOR | Claims processing; Other insurance fees and expenses Service code 12 | — | $10.0M |
| DELTA DENTAL EIN 68-0652604 CONTRACT ADMINISTRATOR | Other insurance fees and expenses; Claims processing Service code 12 | — | $1.4M |
| WAGEWORKS EIN 94-3351864 CONTRACT ADMINISTRATOR | Other insurance fees and expenses; Claims processing Service code 12 | — | $261K |
| NEW YORK LIFE GROUP INSURANCE CO EIN 13-2556568 CONTRACT ADMINISTRATOR | Claims processing; Insurance brokerage commissions and fees Service code 12 | — | $18K |
| METROPOLITAN LIFE INSURANCE CO EIN 13-5581829 CONTRACT ADMINISTRATOR | Claims processing; Insurance brokerage commissions and fees Service code 12 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 31,299 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 431 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 31,730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA INC. | 146 | $354K |
| Vision | EYEMED VISION CARE | 64,713 | $5.2M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 44,784 | $19.9M |
| Long-term disability | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 31,566 | $9.3M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 45,296 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.