| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JACKSON, PHILLIP B3 | 338 HICKMAN ST. BOERNE, TX 78006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 16.58% |
| LEWIS WATKINS FARMER AGENCY INC3 | 3834 SPICEWOOD SPRINGS ROAD SUITE 100 AUSTIN, TX 78759 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 8.42% |
| LARRY GLENN JONES JR3 Filed as: LARRY G JONES | 613 NW LOOP 410 SUITE 195 SAN ANTONIO, TX 78216 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 12.35% |
| LEWIS WATKINS FARMER AGENCY INC3 | 3834 SPICEWOOD SPRINGS RD STE 1 AUSTIN, TX 78759 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 7.64% |
| JACKSON, PHILLIP B3 | 338 HICKMAN ST. BOERNE, TX 78006 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $512 | — | $512 | 9.95% |
| LEWIS WATKINS FARMER AGENCY INC3 | 3834 SPICEWOOD SPRINGS ROAD SUITE 100 AUSTIN, TX 78759 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $260 | — | $260 | 5.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 113 | $70K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 113 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.