No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JEANNIE CALDERON EMPLOYEE | Plan Administrator Service code 14 | 3 MAIN STREET KINGS PARK, NY 11754 | $86K |
| GLORIA LARRONDO EMPLOYEE | Employee (plan) Service code 30 | 3 MAIN STREET KINGS PARK, NY 11754 | $51K |
| CHARLES MUNIZ EMPLOYEE | Employee (plan) Service code 30 | 3 MAIN STREET KINGS PARK, NY 11754 | $24K |
| COSTAROTHBORT CPAS LLC ACCOUNTANT | Accounting (including auditing) Service code 10 | 445 BROADHOLLOW ROAD MELVILLE, NY 11747 | $15K |
| ISABEL VAZQUEZ EMPLOYEE | Employee (plan) Service code 30 | 3 MAIN STREET KINGS PARK, NY 11754 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 466 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 466 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | S&S HEALTHCARE STRATEGIES, LTD. | 385 | $5.5M |
| Prescription drug(2 contracts, 2 carriers) | S&S HEALTHCARE STRATEGIES, LTD. | 385 | $5.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.