| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $24K | $24K | 2.10% |
| ADMINASOURCE INC3 | 117 NORTH GOLD DRIVE ROBBINSVILLE, NJ 08691 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $21K | $0 | $21K | 1.90% |
| KEITH CHAMBERY3 | 21 HOFSTRA DRIVE SMITHTOWN, NY 11787 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $21K | $0 | $21K | 1.90% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | CIGNA HEALTHCARE OF CALIFORNIA, INC. | $0 | $3K | $3K | 2.00% |
| KEITH CHAMBERY3 | 21 HOFSTRA DRIVE SMITHTOWN, NY 11787 | CIGNA HEALTHCARE OF CALIFORNIA, INC. | $3K | $0 | $3K | 1.83% |
| ADMINASOURCE INC3 | 117 NORTH GOLD DRIVE ROBBINSVILLE, NJ 08691 | CIGNA HEALTHCARE OF CALIFORNIA, INC. | $3K | $0 | $3K | 1.83% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | CIGNA HEALTHCARE OF TEXAS, INC. | $0 | $2K | $2K | 2.00% |
| KEITH CHAMBERY3 | 21 HOFSTRA DRIVE SMITHTOWN, NY 11787 | CIGNA HEALTHCARE OF TEXAS, INC. | $2K | $0 | $2K | 1.83% |
| ADMINASOURCE INC3 | 117 NORTH GOLD DRIVE ROBBINSVILLE, NJ 08691 | CIGNA HEALTHCARE OF TEXAS, INC. | $2K | $0 | $2K | 1.83% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | SHELTERPOINT LIFE INSURANCE COMPANY | $3K | $0 | $3K | 29.91% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10173 | SHELTERPOINT LIFE INSURANCE COMPANY | $255 | $0 | $255 | 2.72% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $1K | $0 | $1K | 19.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10017 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $63 | $0 | $63 | 1.01% |
| BRIAN HOLLAND3 | 15105 JOHN J DELANEY DRIVE SUITE D CHARLOTTE, NC 28277 | VISION SERVICE PLAN | $267 | $0 | $267 | 6.12% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | VISION SERVICE PLAN | $219 | $0 | $219 | 5.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 144 | $1.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 144 | $1.1M |
| Vision | VISION SERVICE PLAN | 48 | $4K |
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 92 | $6K |
| Short-term disability | SHELTERPOINT LIFE INSURANCE COMPANY | 109 | $9K |
| Other | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 92 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.