| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | HCC LIFE INSURANCE COMPANY | $2K | — | $2K | 0.77% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND | 2000 CHAPEL VIEW BLVD., STE.240 CRANSTON, RI 02920 | DELTA DENTAL OF PENNSYLVANIA | $6K | — | $6K | 10.00% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $2K | $4K | 15.49% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | MUTUAL OF OMAHA INSURANCE COMPANY | $2K | $1K | $3K | 15.44% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | COMPANION LIFE INSURANCE COMPANY | $1K | $282 | $2K | 10.91% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | COMPANION LIFE INSURANCE COMPANY | $1K | $737 | $2K | 15.31% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | VISION SERVICE PLAN | $758 | — | $758 | 9.97% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | MUTUAL OF OMAHA INSURANCE COMPANY | $896 | $428 | $1K | 20.06% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | MUTUAL OF OMAHA INSURANCE COMPANY | $415 | $194 | $609 | 20.20% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | MUTUAL OF OMAHA INSURANCE COMPANY | $163 | $113 | $276 | 15.42% |
| HILB GROUP OF NEW ENGLAND3 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | MUTUAL OF OMAHA INSURANCE COMPANY | $148 | $103 | $251 | 15.33% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 THIRD PARTY ADMINISTRATO | Contract Administrator; Claims processing Service code 12 | — | $42K |
| HILB GROUP OF NEW ENGLAND BROKER | Claims processing; Insurance agents and brokers Service code 12 | 2000 CHAPEL VIEW BLVD., STE. 240 CRANSTON, RI 02920 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 185 | $57K |
| Vision | VISION SERVICE PLAN | 95 | $8K |
| Life insurance(3 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 307 | $28K |
| Short-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 57 | $21K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 63 | $26K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 103 | $320K |
| Other(4 contracts) | MUTUAL OF OMAHA INSURANCE COMPANY | 307 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.