| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY | $96K | $3K | $99K | 30.48% |
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | GENWORTH LIFE INSURANCE COMPANY | $8K | — | $8K | 10.56% |
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 15.00% |
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | DELTA DENTAL OF ILLINOIS | $21K | — | $21K | 49.17% |
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | VISION SERVICE PLAN | $1K | — | $1K | 5.05% |
| ISU-THE MACHON AGENCY3 | 838 BUSSE HIGHWAY PARK RIDGE, IL 60068 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $593 | — | $593 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ILLINOIS | 0 | $43K |
| Vision | VISION SERVICE PLAN | 0 | $22K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $44K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $35K |
| Prescription drug | HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY | 0 | $326K |
| Stop-loss / reinsurancereinsurance | HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY | 0 | $326K |
| Other(3 contracts, 3 carriers) | GENWORTH LIFE INSURANCE COMPANY | 0 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.