See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| V. LAGRECA EIN 11-1955915 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $214K |
| DICKINSON GROUP LLC EIN 20-1241472 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $129K |
| EMPIRE ANTHEM BC/BS OF NEW YORK EIN 20-5876774 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $89K |
| EASTERN STATES JOINT BOARD EIN 46-2849057 AFFILIATED UNION | Direct payment from the plan; Other services Service code 49 | — | $54K |
| MCCARTHY & PREECE PLLC EIN 11-3033680 NONE | Legal; Direct payment from the plan Service code 29 | — | $39K |
| WEAVER & TIDWELL, LLP EIN 75-0786316 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| J. GIOVINCO EIN 11-1955915 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $17K |
| SUMMIT ACTUARIAL SERVICES EIN 20-3838633 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $10K |
| MZQ CONSULTING, LLC (LUMENLIGHT) EIN 38-4010278 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $8K |
| LAWRENCE S. FISCHER, CPA EIN 52-2326815 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 493 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 493 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 493 | $349K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 493 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.