No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH EIN 06-1475928 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services; Claims processing; Direct payment from the plan Service code 12 | — | $522K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Other services; Direct payment from the plan; Contract Administrator; Other insurance fees and expenses; Other fees Service code 13 | — | $351K |
| EMPLOYEE B EIN 06-0691728 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $199K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $154K |
| EMPLOYEE E EIN 06-0691728 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $136K |
| EMPLOYEE D EIN 06-0691728 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $131K |
| EMPLOYEE F EIN 06-0691728 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $116K |
| EMPLOYEE G EIN 06-0691728 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $113K |
| MORGAN STANLEY EIN 20-8764829 NONE | Custodial (securities); Other services; Securities brokerage commissions and fees; Direct payment from the plan; Securities brokerage; Other investment fees and expenses; Investment management fees paid directly by plan; Investment advisory (plan); Other fees; Account maintenance fees Service code 19 | — | $67K |
| GUARDIAN EIN 13-5123390 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $66K |
| O'SULLIVAN ASSOCIATES INC EIN 22-1837827 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $54K |
| MED-CARE MANAGEMENT, INC. EIN 88-0429522 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $52K |
| MASSUCCI & ASSOCIATES LLC EIN 06-1462567 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $50K |
| COOKE & BIELER, INC. EIN 23-3082822 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $42K |
| OPTUM EIN 33-0441200 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $41K |
| ROBERT M CHEVERIE & ASSOCIATES EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| ALLEGIANT RX EIN 02-6015031 NONE | Other fees; Claims processing Service code 12 | — | $24K |
| DESCENT IT NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 1 SUMMER BROOK LANE CROMWELL, CT 06416 | $21K |
| ATALANTA SOSNOFF CAPITAL, LLC EIN 20-0461050 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $18K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $17K |
| BOYD WATTERSON ASSET MANAGMENT EIN 34-1922005 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| WEBSTER BANK, N.A. EIN 06-0273620 NONE | Direct payment from the plan; Other services Service code 49 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,433 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 685 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE CO. INC. | 1,933 | $236K |
| Other(2 contracts, 2 carriers) | MEDCO CONTAINMENT LIFE INS. CO. | 1,284 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,933 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.