No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMERITI RETIREMENT HEALTH SOLUTIONS EIN 57-1194227 CONSULTANT | Consulting fees Service code 70 | 103 EXECUTIVE DRIVE NEW WINDSOR, NY 12553 | $57K |
| MP P.C. EIN 04-3191789 | Accounting (including auditing) Service code 10 | ONE MONARCH PLACE SUITE 900 SPRINGFIELD, MA 011444006 | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 420 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 420 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 840 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 45 | $33K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 68 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 68 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.