See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MASS EIN 04-1045815 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $168K |
| GAIL MILLS EIN 04-6049991 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $56K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 23-2182079 NONE | Direct payment from the plan; Recordkeeping fees Service code 50 | — | $47K |
| AIMEE LINCOLN EIN 04-6049991 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $35K |
| ANGELA BASIEN EIN 04-6049991 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $31K |
| BOSTON TRUST WALDEN COMPANY EIN 04-2273811 NONE | Investment management fees paid directly by plan; Custodial (securities); Trustee (discretionary); Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Investment management Service code 19 | — | $28K |
| CAMPBELL DEVASTO & ASSOCIATES CPA EIN 04-2779892 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $23K |
| KRAKOW & SOURIS LLC EIN 04-3363718 NONE | Legal; Direct payment from the plan Service code 29 | — | $17K |
| ALTUS DENTAL EIN 05-0513223 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $13K |
| CBIZ SAVITZ EIN 26-1371674 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $13K |
| MODERN ASSISTANCE EIN 04-3014253 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $12K |
| THE HILB GROUP OF NE NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 2000 CHAPEL VIEW CRANSTON, RI 02920 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 55 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 461 | $12K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 301 | $20K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 301 | $20K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 221 | $746K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 461 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.