No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 04-1045815 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.7M |
| MODERN ASSISTANCE PROGRAM EIN 04-3014253 NONE | Direct payment from the plan; Other fees Service code 50 | — | $131K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $108K |
| BRIDGEWAY TECHNOLOGIES EIN 82-3315217 NONE | Direct payment from the plan; Other services Service code 49 | — | $99K |
| EMPLOYEE F EIN 04-2167074 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $72K |
| HINGE HEALTH, INC. EIN 81-1884841 NONE | Direct payment from the plan; Other fees Service code 50 | — | $69K |
| INCOME RESEARCH MANAGEMENT EIN 04-2955404 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $57K |
| MANZI & ASSOCIATES LLC EIN 04-3508036 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $54K |
| KRAKOW & SOURIS EIN 04-3363718 NONE | Legal; Direct payment from the plan Service code 29 | — | $38K |
| HILB GROUP EIN 47-4324398 NONE | Other fees; Direct payment from the plan Service code 50 | 120 TURNPIKE ST SOUTHBOROUGH, MA 01772 | $36K |
| CBIZ RETIREMENT PLAN SERVICES EIN 31-1582098 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $35K |
| BNY MELLON NONE | Investment management; Investment management fees paid directly by plan Service code 28 | PO BOX 309 UGLAND HOUSE GEORGETOWN, KY 40324 | $33K |
| EMPLOYEE G EIN 04-2167074 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $32K |
| EMPLOYEE E EIN 04-2167074 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $32K |
| EMPLOYEE C EIN 04-2167074 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $23K |
| BOSTON TRUST & INVESTMENT EIN 04-2273811 NONE | Trustee (bank, trust company, or similar financial institution); Trustee (discretionary); Custodial (securities); Direct payment from the plan Service code 19 | — | $22K |
| EMPLOYEE B EIN 04-2167074 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $20K |
| NETWORK COVERAGE LLC EIN 35-2508327 NONE | Direct payment from the plan; Other services Service code 49 | — | $20K |
| EMPLOYEE D EIN 04-2167074 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $14K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $11K |
| NEPC LLC EIN 26-1429809 NONE | Direct payment from the plan; Consulting fees; Accounting (including auditing) Service code 10 | — | $11K |
| QUADIENT EIN 94-2388882 NONE | Other fees; Direct payment from the plan Service code 50 | — | $8K |
| SEGAL CONSULTING EIN 13-1928058 NONE | Direct payment from the plan; Consulting fees Service code 50 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,372 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 702 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,074 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 7,145 | $421K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 6,473 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.