Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,986 | $80,332-46.5% | $107,187-59.9% | $64,097-32.9% |
| Participation rate | 57.2% | 54.4%+2.8pp | 75.0%-17.8pp | 55.2%+2.0pp |
| Annual return | 116.85% | 24.26%+92.6pp | 204.55%-87.7pp | 34.64%+82.2pp |
| Employer contribution / active EE | $1,566 | $2,501-37.4% | $3,782-58.6% | $1,891-17.2% |
| Participant deferral / active EE | $3,277 | $3,109+5.4% | $5,096-35.7% | $3,080+6.4% |
| Admin fee / account holder | $1,110 | $4,314-74.3% | $9,162-87.9% | $3,454-67.9% |