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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,806 | $51,631-34.5% | $129,397-73.9% | $80,925-58.2% |
| Participation rate | 53.4% | 56.9%-3.5pp | 69.6%-16.2pp | 67.7%-14.2pp |
| Annual return | 13.91% | 20.77%-6.9pp | 9453.98%-9440.1pp | 35.65%-21.7pp |
| Employer contribution / active EE | $801 | $1,583-49.4% | $4,154-80.7% | $2,756-71.0% |
| Participant deferral / active EE | $3,358 | $2,670+25.8% | $4,167-19.4% | $4,299-21.9% |
| Admin fee / account holder | $2,443 | $4,309-43.3% | $7,679-68.2% | $6,940-64.8% |