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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,084 | $102,938+58.4% | $94,105+73.3% | $138,895+17.4% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 14.68% | 250.28%-235.6pp | 204.55%-189.9pp | 145.39%-130.7pp |
| Employer contribution / active EE | $2,344 | $2,732-14.2% | $2,504-6.4% | $4,194-44.1% |
| Participant deferral / active EE | $4,775 | $4,196+13.8% | $3,881+23.1% | $6,396-25.3% |
| Admin fee / account holder | $7,251 | $6,600+9.9% | $6,199+17.0% | $12,562-42.3% |