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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,706 | $89,532+3.5% | $103,431-10.4% | $80,911+14.6% |
| Participation rate | 87.1% | 76.0%+11.1pp | 80.5%+6.6pp | 67.6%+19.4pp |
| Annual return | 19.31% | 22.80%-3.5pp | 23.92%-4.6pp | 35.63%-16.3pp |
| Employer contribution / active EE | $14,747 | $4,023+266.5% | $4,678+215.3% | $2,756+435.1% |
| Participant deferral / active EE | $9,126 | $5,459+67.2% | $6,625+37.8% | $4,297+112.4% |
| Admin fee / account holder | $8,283 | $6,774+22.3% | $9,412-12.0% | $6,935+19.4% |