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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,706 | $89,515+3.6% | $103,486-10.4% | $80,935+14.5% |
| Participation rate | 87.1% | 76.0%+11.1pp | 80.5%+6.5pp | 67.7%+19.4pp |
| Annual return | 19.31% | 22.82%-3.5pp | 23.93%-4.6pp | 35.66%-16.4pp |
| Employer contribution / active EE | $14,747 | $4,015+267.3% | $4,679+215.1% | $2,757+435.0% |
| Participant deferral / active EE | $9,126 | $5,463+67.1% | $6,628+37.7% | $4,299+112.3% |
| Admin fee / account holder | $8,283 | $6,527+26.9% | $9,354-11.4% | $6,924+19.6% |