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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,277 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,753 | $101,591-46.1% | $147,096-62.8% | $74,429-26.4% |
| Participation rate | 83.6% | 75.5%+8.1pp | 82.2%+1.4pp | 67.2%+16.4pp |
| Annual return | 24.86% | 8746.45%-8721.6pp | 419.75%-394.9pp | 1368.38%-1343.5pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $18,157 | $7,302+148.6% | $8,071+125.0% | $4,348+317.6% |
| Admin fee / account holder | $25 | $1,750-98.6% | $13,005-99.8% | $1,944-98.7% |