Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,467 | $88,203-81.3% | $165,100-90.0% | $74,478-77.9% |
| Participation rate | 26.3% | 73.1%-46.9pp | 78.6%-52.4pp | 67.2%-41.0pp |
| Annual return | 127.65% | 17.13%+110.5pp | 70.21%+57.4pp | 1370.56%-1242.9pp |
| Employer contribution / active EE | $890 | $2,601-65.8% | $4,348-79.5% | $2,626-66.1% |
| Participant deferral / active EE | $1,891 | $4,505-58.0% | $6,035-68.7% | $4,350-56.5% |
| Admin fee / account holder | $2,091 | $2,235-6.4% | $12,696-83.5% | $1,946+7.5% |