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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,341,850 | $289,211+364.0% | $260,467+415.2% | $198,609+575.6% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 17.66% | 112.90%-95.2pp | 100.60%-82.9pp | 202.70%-185.0pp |
| Employer contribution / active EE | $11,440 | $4,663+145.3% | $4,239+169.9% | $5,055+126.3% |
| Participant deferral / active EE | $31,000 | $6,812+355.1% | $6,319+390.6% | $6,977+344.3% |
| Admin fee / account holder | $25,424 | $16,236+56.6% | $15,461+64.4% | $19,030+33.6% |