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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,168 | $160,040+10.7% | $147,096+20.4% | $145,877+21.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.41% | 98.49%-88.1pp | 419.75%-409.3pp | 551.28%-540.9pp |
| Employer contribution / active EE | $6,921 | $5,289+30.8% | $4,936+40.2% | $4,663+48.4% |
| Participant deferral / active EE | $5,086 | $8,429-39.7% | $8,071-37.0% | $6,691-24.0% |
| Admin fee / account holder | $464 | $15,050-96.9% | $13,005-96.4% | $13,402-96.5% |