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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,765 | $110,410+38.4% | $102,437+49.1% | $145,897+4.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.96% | 24.85%-18.9pp | 24.95%-19.0pp | 552.29%-546.3pp |
| Employer contribution / active EE | $3,306 | $4,217-21.6% | $3,871-14.6% | $4,663-29.1% |
| Participant deferral / active EE | $12,766 | $5,622+127.1% | $5,060+152.3% | $6,689+90.8% |
| Admin fee / account holder | $39,982 | $9,745+310.3% | $8,388+376.7% | $13,390+198.6% |