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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,765 | $111,814+36.6% | $103,374+47.8% | $145,959+4.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.96% | 24.77%-18.8pp | 24.89%-18.9pp | 561.95%-556.0pp |
| Employer contribution / active EE | $3,306 | $4,214-21.5% | $3,869-14.6% | $4,661-29.1% |
| Participant deferral / active EE | $12,766 | $5,618+127.2% | $5,058+152.4% | $6,689+90.9% |
| Admin fee / account holder | $39,982 | $9,754+309.9% | $8,394+376.3% | $13,398+198.4% |