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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,186 | $134,817-13.1% | $123,973-5.5% | $155,188-24.5% |
| Participation rate | 73.9% | 79.4%-5.5pp | 76.7%-2.7pp | 80.8%-6.9pp |
| Annual return | 12.54% | 515.49%-503.0pp | 388.13%-375.6pp | 148.84%-136.3pp |
| Employer contribution / active EE | $5,977 | $4,425+35.1% | $4,126+44.9% | $4,248+40.7% |
| Participant deferral / active EE | $3,100 | $5,706-45.7% | $5,247-40.9% | $6,531-52.5% |
| Admin fee / account holder | $2,580 | $13,245-80.5% | $11,799-78.1% | $14,480-82.2% |