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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,186 | $114,119+2.7% | $107,187+9.3% | $138,895-15.6% |
| Participation rate | 73.9% | 78.1%-4.2pp | 75.0%-1.1pp | 79.9%-6.0pp |
| Annual return | 12.54% | 273.21%-260.7pp | 204.55%-192.0pp | 145.39%-132.9pp |
| Employer contribution / active EE | $5,977 | $4,059+47.3% | $3,782+58.0% | $4,194+42.5% |
| Participant deferral / active EE | $3,100 | $5,538-44.0% | $5,096-39.2% | $6,396-51.5% |
| Admin fee / account holder | $2,580 | $10,024-74.3% | $9,162-71.8% | $12,562-79.5% |